'No one likes surprises, and that is the kind of big financial surprise be really problematic for every homeowner,' said Skiba. Check if the community is putting enough money aside for big expenses or if they are properly funded.

Look into the community's reserve funds, which ensures repair and renovation.

Inquire about monthly or annual fees, the HOA's budget and the history of how assessments have gone up year to year, said Skiba.

Also ask for meeting minutes to see what repairs have been done or discussed.

Ask for a copy of all HOA paperwork, such as covenants, bylaws, rules and regulations, which serve as the community's constitution, said Schifano of HOA Fightclub.

These vetting tips may not apply to co-ops, and you may not have the time to completely investigate a given HOA. Personal Loans for 670 Credit Score or Lower Personal Loans for 580 Credit Score or Lower ( BKNG).Best Debt Consolidation Loans for Bad Credit

Scion opened two new positions, one shorting 100,000 shares of BlackRock's semiconductor ETF, the iShares Semiconductor ETF ( SOXX), and another 2,500 shares betting against online travel website Booking Holdings Inc. In the first quarter, Scion spent more than $23 million betting on financial stocks during a chaotic period marked by several prominent bank failures.īurry, however, isn't finished shorting stocks.

The hedge fund also eliminated its remaining exposure to regional lender New York Community Bank ( NYCB). Scion Capital broadly shrank its exposure to the stock market in the third quarter, according to its new SEC filing, selling 76% of the stocks it disclosed at the end of the second quarter.īut Scion reopened positions in JD.com and China-tech giant Alibaba ( BABA) after selling out of the companies in the second quarter. He became a central figure in Michael Lewis’s 2010 book 'The Big Short,' and Christian Bale later portrayed Burry in a 2015 film adaptation of the Lewis book. Burry predicted a collapse in residential real estate prices as early as 2007 and then shorted a number of subprime deals through the use of credit default swaps. Burry gained fame for his moves during the 2008 crisis, a severe downturn that began with a US housing bust.

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